Falle Rates 18 Month IRA or $hare Certificate! $2.8825 Earn APY Limited time offer Federally insured by NCUA Red River APY-Annual Percentage Yield Dividend rate-2.85% RA and Share Certificate dividends compounded Monthly 18 Month Term. APY is accurate as of 10/24/2018 $500 Minimum to open and obtain APY Rate subject to change CREDIT UNION ow93-735-3000 | www.rfcu.com without notice. A penailty will be imposed for early withdrawal